The Thrify Scot is offering some excellent impartial bankruptcy advice on their website in the form of the pros and cons of the procedure.
With a large number of people expected to declare bankruptcy in 2008 as the credit crunch takes hold, impartial advice is going to be more in demand than ever.
However, the Thrifty Scot is quick to point out, that bankruptcy doesn't always stem from irresponsible spending and that people shouldn't feel embarressed about seeking help.
"Many people have the idea that when you declare bankruptcy, you have been negligent in repaying your bills, but this is not always the case. Job loss, illness, divorce or the loss of income due to the death or a spouse are also reasons that cause people to resort to bankruptcy."