A new report on credit card debt for students in the UK has offered a different spin on how the young can take advantage of companies to build their credit rating.
The group who published the report commented: "If you are 18, a student, and interested in building your credit you may want to consider using a credit card. Credit cards can be a great financial tool if used properly and with caution."
However, the report from the 1 Stop Finance Shop does also warn about the perils of building up debt on plastic from a young age.