MoneySupermarket have warned people in debt that it's imperative that you clean up your credit rating, to ensure you're eligable for the best deals on financial products.
Banks and other lenders have some great offers on loans, credit cards and other sources of finance, but so often it comes down to how good your credit rating is, as to whether you can get your hands on these products.
A leading financial analyst for MS advised, "Sort out your credit profile, as the tiniest glitch on your profile could put good interest rates out of your reach."