According to new research from mortgage brokers John Charcol, people who give up smoking could ease their debt problems greatly.
The group have reported that homeowners with a 25-year mortgage could repay the loan eight years early and save £27,000 in interest, if they put all of their cigarette money towards paying for their home.
An NHS spokesperson commented that smokers should think about the financial incentives when they're deciding whether to give up the habit.