UK consumers who tap into their savings in order to pay off their debts on a regular basis, could be charged by their providers for every withdrawal they make.
Research from MoneyFacts has shown many savings-accounts will penalise customers if they make what they claim to be 'excessive withdrawals'.
However, Michelle Slade an independent financial analyst defended the charges, commenting, "If people are going to use it (a savings account) as a current account and dip in and out their money, the bank is not expecting you to do that sort of thing, so there is going be some sort of penalty."