Reduce debt - chnage your mortgage to a loan

With many UK consumers struggling to find a suitable mortgage deal that will keep them out of serious debt, one industry expert has advised people to consider moving part of their mortgage to a personal loan.

Darren Cook from MoneyFacts says that people should consider moving the unsecured part of their mortgage to a personal loan at a lower rate of interest to significantly reduce their repayments.

He commented, "Lenders are becoming increasingly sympathetic to compromises like these and "should understand the difficulties people are finding themselves in."