The new credit card from the Halifax is going to prove useful to those looking to spread the cost and debt problems of Christmas over the next year, according to the group.
Their new 12 month credit card has 0% on purchases and balance transfers for the first year of the agreement before reverting to a competetive 15.9% APR.
A spokesperson for the company added, "Savvy shoppers can spread the cost of their sale purchases and not pay any interest until 2009 with the Halifax 12-month credit card."