Keeping up appearances more important than keeping up debt management plans

Consumers in the UK who are struggling with debt management plans, are getting caught up with keeping up with their friends instead of concentrating on clearing their arrears.

A report from CreditExpert has shown that 37% of consumers pay for items in social situations because they're worried about not fitting in. Antoher 26% pay up because they don't want people to find out about their poor financial situation.

A spokesperson for the group commented on the findings: "Spending beyond your means because of peer pressure can result in mounting debts which could lead to a bad credit rating and, unfortunately, if your credit rating is unattractive to lenders, they will be less inclined to offer you credit."