The government has been criticised over it's failure to help those in debt by a leading journalist for the Independent.
Jeremy Warner claims that with so much of the UK's financial burdens being blamed on reckless spending and a buy now, pay later culture, the failings of the government is being far too easily overlooked.
When talking about the issue, he commented: "What about the Government, whose reckless encouragement of the dash for debt seems so far to have gone uncommented on? There are a number of ways in which public policy can be said to have been responsible for the 10-year credit boom that lies at the heart of the present crisis."