A new report from the Debt Counsellors has shown that British consumers with debt problems blame themselves more than anyone else.
Figures published by the group show 67% of people took responsibility for their own problems, 7% pointed the finger at someone else and 27% said their problems were related to things beyond their immediate control.
A spokesman for the group added: "A lot of the time poor financial planning or bad decisions are the reasons for debt problems but events can spiral out of control."