Anyone thinking about a debt consolidation loan might be best served to act now, in the wake of news that the base rate has dropped by .25 of a per cent.
After all, the extra money in your pocket from lower mortgage repayments means you can pay off some of your debts much quicker.
If you have multiple outgoings and don't really know which one to pay off first then a consolidation loan might be an excellent idea, and if you're a homeowner then now might be the right time to do it!