Small and medium size businesses should pay for more things with cheques to balance their finances better and avoid debt problems.
That's the view of APACS who say that government legislation has made it much quicker and convenient to use cheques than it had previously been.
A spokesperson for the group commented, "Although the use of cheques by businesses has been in rapid decline since it peaked in 1997, they can still be useful, particularly for small and medium sized firms."