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Free debt help

Submitted by Paolo on Fri, 2006-08-11 09:35.

When you're in debt the last thing you'll be wanting to do is to spend money on debt advice. Fortunately there is free debt help available.

This can come in many forms and the level of debt you have will dictate what free debt help is available to you. We've got lots of useful debt help articles here which can be of benefit if you're looking to make savings and combat your arrears.

If your debts are significant enough to warrant needing professional debt help it doesn't mean you're going to have to pay. Many debt help companies offer free consultations so take advantage of these offers, because the advice they can offer you can be invaluable.

One place you can definitely go for free debt help, is your bank. A lot of the time they can be at the root of your problems, but they can also do a lot to help you out if your struggling with your finances. Aside from advice, they might also be able to provide you with an overdraft facility or loan to help you out. This is something you should definitely pursue, no matter how large your debt is.

The best free debt help anyone can give you is to tell you to stop spending money on things you don't need, and to take decisive action as soon as possible. These two things alone can make a massive difference to your financial outlook.

Nationwide to offer debt help advice

Nationwide have teamed up with Citizens Advice to offer debt help advice to consumers who are struggling with their finances during the credit crunch.

Premium fuel debt just not worth it

New research from Which? has found that buying premium fuels is not worth the added expense and those that do are just unneccessarily adding to their debt.

Equity release not the answer to debt

According to Which?, equity release schemes should only be considered as a last resort for elderly consumers struggling significantly with debt.

Government car debt advice

The government are set to spend £3 million on a new campaign to help consumers reduce the amount of car debt they wrack up.

Mortgage debt survival guide issued

The Council of Mortgage Lenders, Citizens Advice and leading charity Shelter, have teamed up to produce a 'Borrowers Survival Guide' to help those struggling with mortgage debt<

Ian Beale clones increasing with UK debt

As more people than ever struggle with debt in the UK, 20% of men say they're becoming more like the character Ian Beale from Eastenders and getting ti

Consumers not rewarded for staying out of debt

MoneyExpert claim that financially stable consumers who stay out of debt aren't being rewarded with appropriate interest rates from their current accou

Credit crunch debt worries the elderly

People over the age of 50 in the UK are concerned about how the credit crunch will effect their pension and investments and are concerned they will eventually end up in

Halifax help the rich get richer

A new savings account has been launched by Halifax, but unfortunately at times when more people than ever are struggling with debt, the huge rates of inter

Garden theft adding to UK debt

As the UK struggles with mounting debt problems, more people than ever are being robbed of their garden furniture and other outdoor items.

Wedding debt a growing concern

The number of couples getting into serious debt in order to have the wedding of their dreams is on the rise, with more people happy to tie the knot and ent

Savers could be hit as they try to pay off debts

UK consumers who tap into their savings in order to pay off their debts on a regular basis, could be charged by their providers for every withdrawal they m

Credit Action figures point to increased debts

The doom of the Credit Action statistics on British debt is becoming somewhat of a tradition.

Payment holidays can reduce debt

People should look to see if the loans they're thinking of taking out come with a repayment holiday if they want to avoid debt, according to MoneyExper

Cameron plans debt help for the UK

Conservative leader David Cameron has vowed to help the UK through the credit crunch and out of a debt crisis, once his party gain power.

Cardiff leading the way with status debt

Cardiff has been revealed as the leading city in the UK for people borrowing money and getting into debt in order to show their middle-class status.

Working class living middle class lifestyles

15 million working class people in the UK are getting into serious debt in order to engage in the lifestyle of the middle class, according to MoneySupermar

Credit card companies cut limits

Nearly 2 million UK consumers have seen the limits on their credit cards reduced in the last sixth months, so providers can ensure they don't spend significantly beyond their means and are unab

Consumers need to handle their own debt management

UK consumers need to take more responsibilty when it comes to their debt management plans and not just expect their bank to come up with the answers.

Budget does little to reduce UK debt

The 2008 budget is said to have dissapointed high street banks who say that it hasn't done enough to encourage people to start saving and reducing debts<

Smoking a massive cause of debt

Smokers in the UK are being urged to stop and not just for health reasons but also to reduce the amount of personal debt they have.

Londoners get into less debt when it comes to going out

According to Fool.co.uk, Londoners spend less than people in most other areas of the country when it comes to going out and entertainment in general.

Londoners always at risk of credit card fraud

People living in London are the most likely to fall victim to debt through credit card fraud according to APACS.

Split the bills to avoid debt

Couples are being warned that they should each have specific financial responsibilities in order to avoid debt and financial problems.

Saga point to debt problems amongst elderly

The cost of staying in a care home is set to soar leaving the elderly at increased risk of debt problems should they need that extra attention.

Nationwide honoured for responsible lending

Building Society Nationwide, have been awarded the most responsible credit card provider gong at the annual Card Awards.

Credit card shuffling becoming a part of everyday life

5.9 million consumers in the UK have switched their credit cards in the last 6 months alone, many of whom are looking to significantly reduce their debt.

New Repossession help service from the CCCS

If you have severe debt problems you might be worried that your property or other valuable assests could be repossessed.

Sort out your credit profile to aid debt

MoneySupermarket have warned people in debt that it's imperative that you clean up your credit rating, to ensure you're eligable

Effective methods of clearing debt

Those looking for debt reduction help and expecting a magic solution have to start being realistic and accept that they themselves

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